Effective Date: 18 September 2024
1. Introduction
Welcome to CoHoldings (“we,” “us,” or “our“). We are committed to protecting your personal information and respecting your privacy. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website https://co.holdings (the “Site“) and use our services.
By accessing or using our Site and services, you agree to the terms of this Privacy Policy. If you do not agree, please do not use our Site.
2. Information Collection
Personal Data Collected
We collect personal information that you voluntarily provide to us when you:
- Register an account on our Site
- Make an investment or transaction
- Contact us via email or other communication channels
The personal data we collect includes:
- Name
- Address
- Email address
- Telephone number
- Payment information (such as credit card numbers, bank account details)
Method of Collection
We collect personal data through:
- Account Registration Forms: Information provided when creating an account.
- Transaction Processes: Details collected during investments or financial transactions.
- Communications: Data from emails, phone calls, or other correspondence.
3. Use of Personal Data
We use your personal data for the following purposes:
- To provide and maintain our services: Including integrating payers into our investment lists as investors and shareholders.
- To process transactions: Managing payments, investments, and distributions of income.
- To communicate with you: Sending confirmations, updates, and important notices.
- To improve our services: Analyzing usage to enhance user experience.
- To comply with legal obligations: Meeting regulatory and compliance requirements.
4. Legal Basis for Processing
Our legal grounds for processing your personal data include:
- Contractual Necessity: Processing is necessary to perform a contract with you or to take steps at your request before entering into a contract.
- Legitimate Interests: Processing is necessary for our legitimate interests, such as improving our services, provided these are not overridden by your rights.
- Consent: Where you have given consent for processing your personal data for specific purposes.
- Legal Compliance: Processing is necessary to comply with legal obligations.
5. Data Sharing and Disclosure
No Third-Party Sharing
We do not sell, trade, or rent your personal information to third parties. Your data is confidential and will not be shared except in the following circumstances:
- Service Providers: We may share information with third-party vendors who perform services on our behalf, such as payment processing. These parties are bound by confidentiality agreements.
- Legal Obligations: We may disclose your information if required to do so by law or in response to valid requests by public authorities.
6. International Data Transfers
Given the international nature of our business, your personal data may be transferred to and processed in countries other than the country in which you are resident. We ensure that such transfers comply with applicable data protection laws and that your data remains protected.
7. Data Security
We implement appropriate technical and organizational measures to safeguard your personal data, including:
- Encryption: Securing data during transmission and storage.
- Access Controls: Restricting access to personal data to authorized personnel.
- Secure Servers: Hosting data on servers with advanced security features.
- Regular Audits: Performing security assessments to prevent breaches.
Despite our efforts, no security measures are entirely foolproof. We cannot guarantee absolute security.
8. Data Retention
We retain your personal data only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Criteria for determining retention periods include:
- Legal Obligations
- Dispute Resolution Needs
- Contractual Requirements
9. User Rights
You have the following rights regarding your personal data:
- Access: Request confirmation of whether we process your personal data and access to that data.
- Rectification: Request correction of inaccurate or incomplete data.
- Erasure: Request deletion of your personal data under certain conditions.
- Restriction: Request restriction of processing your data in certain situations.
- Objection: Object to processing your data based on legitimate interests.
- Data Portability: Receive your personal data in a structured, commonly used format.
To exercise these rights, please contact us at [Insert Contact Email].
10. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your experience on our Site. Cookies are small files stored on your device that help us:
- Remember your preferences
- Understand how you use our Site
- Customize our services for you
You can control cookies through your browser settings. However, disabling cookies may affect the functionality of our Site.
11. Children’s Privacy
Our services are not intended for individuals under the age of 13. We do not knowingly collect or solicit personal data from children under 13. If we become aware that we have collected personal data from a child under 13, we will delete it promptly. If you believe we might have any information from or about a child under 13, please contact us.
12. Changes to the Privacy Policy
We may update this Privacy Policy periodically. When we make significant changes, we will notify you via email or by posting a prominent notice on our Site. The “Effective Date” at the top of this Privacy Policy indicates when it was last revised.
13. Contact Information
If you have any questions, concerns, or comments about this Privacy Policy, please contact us:
- Email: [Insert Contact Email]
- Address: [Insert Contact Address]
We will respond to your inquiries promptly.
14. Regulatory Compliance
We are committed to complying with all applicable data protection laws, including:
- General Data Protection Regulation (GDPR): For users residing in the European Union.
- California Consumer Privacy Act (CCPA): For users residing in California, USA.
- Other International Regulations: As applicable based on user location.
We ensure that your rights under these regulations are respected and that your personal data is processed lawfully, fairly, and transparently.